Carvago financing
Low Instalment
10% min. downpayment
87% of applications are approved
Online within 30 minutes

Financing through Carvago

Our favourable financing makes car purchase affordable for anyone. Just choose your favourite car and a financing plan to suit your needs.

Monthly instalment

5 877 Kč

48 instalments

Low Instalment

Flexible conditions

Low instalments

Option for refinancing

Sample calculation for a 2018 Škoda Kodiaq

CAR PRICE
DOWN PAYMENT
LOAN TERM
LAST INSTALMENT

This calculation is a model example. not a binding quote. Please use the contact form below to get your specific calculation of instalments and interest rates.

How does the Low Instalment financing work?

The flexibility of our loan means significantly lower monthly instalments while still allowing you to choose a car of your preference and select both the down payment and the loan term to suit your needs. At the end of the loan, you decide whether to pay the remaining balance and keep your car, refinance the loan and continue making payments, or sell the car – perhaps in our online auction.

1st step

Down payment

You pay just 20-50% of your car’s price upfront.
2nd step

Low instalments

You pay low monthly instalments for 12-48 months.
3rd step

The last instalment

At the end, you repay the remainder of the loan (10-40% depending on your chosen terms) and either keep your car or sell it.
Car

What happens to the car at the end of the loan term?

It depends on how you decide to proceed with the balloon payment. There are three options to choose from:

01.
Repay up the rest of the loan balance

You pay the last instalment with your own funds and get to keep the car.

02.
Exchange your car for a new one

With our help, you trade the car for a new one. You sell your existing car at an auction and choose a different one from us.

03.
Refinance your loan

You finance the last instalment with a new loan, keep making payments and keep the car.

Why finance through Carvago?

Available cars
Process
Time
Convenience
Financing of services

Carvago

Unlimited selection from vehicles from all over Europe.
We will sort out the financing right at the time of purchase. You will learn right away how much you can borrow.
Online application form, approval within minutes.
Everything is done online from the comfort of your home.
We will arrange the car financing, including services.

The usual method

Cars registered in the Czech Republic only.
Before choosing your car, you need to check if and how much you can borrow from the bank.
At least 3 visits to the bank, approval within days.
You'll spend a lot of time visiting the bank.
The bank will only loan the price of the car itself.
Available cars
Process
Time
Convenience
Financing of services

Carvago

Unlimited selection from vehicles from all over Europe.
We will sort out the financing right at the time of purchase. You will learn right away how much you can borrow.
Online application form, approval within minutes.
Everything is done online from the comfort of your home.
We will arrange the car financing, including services.

The usual method

Cars registered in the Czech Republic only.
Before choosing your car, you need to check if and how much you can borrow from the bank.
At least 3 visits to the bank, approval within days.
You'll spend a lot of time visiting the bank.
The bank will only loan the price of the car itself.

Partners

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financing partner logo
financing partner logo
financing partner logo
financing partner logo
financing partner logo
financing partner logo
financing partner logo
financing partner logo
financing partner logo
financing partner logo
financing partner logo
financing partner logo
financing partner logo
financing partner logo

Financing without worries, choices without compromise

If you're interested in our Low Instalment financing, fill out the form below, and we'll get back to you shortly with your personalised quote. Or you can start by choosing your preferred car instead. Once you've found one that catches your eye, contact us to get your instalment calculation.
Car financing

Interested in Low Instalment financing? Leave us your details

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Contact us
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Call us
+420 246 034 700Mo–Su 8 am-8 pm
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Email
sales@instamotion.com

We accept online card payments as well as wire transfers.

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This is a business communication of Carvago s.r.o. It is not a draft agreement or contract within the meaning of Section 1731 of Act No. 89/2012 Coll., the Civil Code. ¹Representative example for Low Instalment financing: used vehicle, purchase price (incl. VAT) CZK 1,004,621, prepayment CZK 480,000, total loan amount CZK 524,621, loan term 48 monthly instalments, annual interest rate 7.69%, APR 7.96%, monthly loan instalment (1st - 47th) excl. insurance CZK 6,279, 48th instalment CZK 373,835, registration fee at the time of full repayment CZK 800, total amount due from the consumer CZK 669,748. If the loan amount equals or exceeds CZK 250,000, we require the arrangement of accident insurance. This type of financing can be used for cars up to 7 years old. ²Representative example for a regular loan: used vehicle, purchase price (incl. VAT) CZK 1,004,621, prepayment CZK 480,000, total loan amount CZK 524,621, loan term 48 monthly instalments, annual interest rate 8.10%, APR 8.40%, monthly loan instalment excl. insurance CZK 12,830, registration fee at the time of full repayment CZK 800, total amount payable by the consumer CZK 616,640. If the loan amount equals or exceeds CZK 250,000, we require the arrangement of accident insurance.