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Low Instalment
Up to 30% lower monthly instalments

Carvago financing
Down payment from 10%
87% of applications
are approved
Online within 30 minutes

Financing through Carvago

Our favourable financing makes car purchase affordable for anyone. Just choose your favourite car and a financing plan to suit your needs.

This calculation is a model example. not a binding quote. Please use the contact form below to get your specific calculation of instalments and interest rates.

How does the Low Instalment financing work?

The flexibility of our loan means significantly lower monthly instalments while still allowing you to choose a car of your preference and select both the down payment and the loan term to suit your needs. At the end of the loan, you decide whether to pay the remaining balance and keep your car, refinance the loan and continue making payments, or sell the car – perhaps in our online auction.

Step 1

Down payment

You pay just
10–50 % of your car’s price
upfront.
Step 2

Low instalments

You pay low monthly instalments for 12–48
months.
Step 3

The last payment

At the end, you repay the remainder of the load (10–40 % depending on your chosen terms) and keep your car or sell it.
Low instalment

What happens to the car at the end of the loan?

It depends on how you decide to proceed with the last instalment. There are three options to choose from.

01.
Repay the loan balance
You pay the last instalment with your own funds and keep your car.
02.
Exchange your car for a new one
With our help, you sell your existing car at auction and choose another onen from us.
03.
Refinance your loan
You finance the last payment with a new loan, keep making payments and keep the car.
01.
Repay the loan balance
You pay the last instalment with your own funds and keep your car.
02.
Exchange your car for a new one
With our help, you sell your existing car at auction and choose another onen from us.
03.
Refinance your loan
You finance the last payment with a new loan, keep making payments and keep the car.

Why finance through Carvago?

Available cars
Process
Time
Convenience
Financing of services

Carvago

Unlimited selection from vehicles from all over Europe.
We will sort out the financing right at the time of purchase. You will learn right away how much you can borrow.
Online application form, approval within minutes.
Everything is done online from the comfort of your home.
We will arrange the car financing, including services.

The usual method

Cars registered in the Czech Republic only.
Before choosing your car, you need to check if and how much you can borrow from the bank.
At least 3 visits to the bank, approval within days.
You'll spend a lot of time visiting the bank.
The bank will only loan the price of the car itself.
Available cars
Process
Time
Convenience
Financing of services

Carvago

Unlimited selection from vehicles from all over Europe.
We will sort out the financing right at the time of purchase. You will learn right away how much you can borrow.
Online application form, approval within minutes.
Everything is done online from the comfort of your home.
We will arrange the car financing, including services.

The usual method

Cars registered in the Czech Republic only.
Before choosing your car, you need to check if and how much you can borrow from the bank.
At least 3 visits to the bank, approval within days.
You'll spend a lot of time visiting the bank.
The bank will only loan the price of the car itself.

Financing without worries, choices without compromise

If you're interested in our Low Instalment Financing, fill out the form below, and we'll get back to you shortly with your personalised quote. Or you can start by choosing your preferred car instead. Once you've found one that catches your eye, contact us to get your calculation of instalments.
Car financing
Car financing

Interested in Low Instalment financing?
Leave us your details

+420
Contact us
Call us
+420 246 034 700Mo–Fri: 8 am - 6 pm
Email
financovani@carvago.com

Carvago 2023 • All rights reserved

This is a business communication of Carvago s.r.o. It is not a draft agreement or contract within the meaning of Section 1731 of Act No. 89/2012 Coll., the Civil Code.

¹Representative example for Low Instalment financing: used vehicle, purchase price (incl. VAT) CZK 500,000, prepayment CZK 150,000, total loan amount CZK 350,000, loan term 48 monthly instalments, annual interest rate 11.28%, APR 11.95%, monthly loan instalment (1st -47th) excl. insurance CZK 5,877, 48th instalment CZK 200,000, registration fee at the time of full repayment CZK 800, total amount due from the consumer CZK 477,019. If the loan amount equals or exceeds CZK 200,000, we require the arrangement of accident insurance. ²Representative example for a regular loan: used vehicle, purchase price (incl. VAT) CZK 500,000, prepayment CZK 150,000, total loan amount CZK 350,000, loan term 48 monthly instalments, annual interest rate 11.77%, APR 12.52%, monthly loan instalment excl. insurance CZK 9,179, registration fee at the time of full repayment CZK 800, total amount payable by the consumer CZK 441,392. If the loan amount equals or exceeds CZK 200,000, we require the arrangement of accident insurance.