Low Instalment

Up to 53% lower monthly instalments

10% min. downpayment

87% of applications are approved

Online within 30 minutes

Financing through Carvago

Our favourable financing makes car purchase affordable for anyone. Just choose your favourite car and a financing plan to suit your needs.

Niska rata

Nowość

Kredyt standardowy

Rata miesięczna

6 279 Kč

48 instalments

Niska rata

Elastyczne ustawienia

Niskie spłaty

Możliwość refinansowania ostatniej raty

Sample calculation for Audi A6 45 TDI 2022¹

Car price

1 004 621 Kč

Downpayment

47,8 % / 480 000 Kč

Payback period

48 months / 6 279 Kč

The last payment

37,2 % / 373 835 Kč

This calculation is a model example. not a binding quote. Please use the contact form below to get your specific calculation of instalments and interest rates.

How does the Low Instalment financing work?

The flexibility of our loan means significantly lower monthly instalments while still allowing you to choose a car of your preference and select both the down payment and the loan term to suit your needs. At the end of the loan, you decide whether to pay the remaining balance and keep your car, refinance the loan and continue making payments, or sell the car – perhaps in our online auction.

Krok 1

Wkład własny

You pay just
10–60 % of your car’s price
upfront.

Krok 2

Niskie raty

You pay low monthly instalments for 12–60
months.

Krok 3

Ostatnia płatność

At the end, you repay the remainder of the load (10-60% depending on your chosen terms) and keep your car or sell it.

What happens to the car at the end of the loan term?

It depends on how you decide to proceed with the balloon payment. There are three options to choose from:

01.

Repay up the rest of the loan balance

You pay the last instalment with your own funds and get to keep the car.

02.

Exchange your car for a new one

With our help, you trade the car for a new one. You sell your existing car at an auction and choose a different one from us.

03.

Refinance your loan

You finance the last instalment with a new loan, keep making payments and keep the car.

Why finance through Carvago?

Carvago

The usual method

Available cars

Unlimited selection from vehicles from all over Europe.

Cars registered in the Czech Republic only.

Process

We will sort out the financing right at the time of purchase. You will learn right away how much you can borrow.

Before choosing your car, you need to check if and how much you can borrow from the bank.

Time

Online application form, approval within minutes.

At least 3 visits to the bank, approval within days.

Convenience

Everything is done online from the comfort of your home.

You'll spend a lot of time visiting the bank.

Financing of services

We will arrange the car financing, including services.

The bank will only loan the price of the car itself.

Partnerzy

Financing without worries, choices without compromise

If you're interested in our Low Instalment financing, fill out the form below, and we'll get back to you shortly with your personalised quote. Or you can start by choosing your preferred car instead. Once you've found one that catches your eye, contact us to get your instalment calculation.

Interested in Low Instalment financing? Leave us your details

Zadzwoń

+420 246 034 700

- 8-20 godzin

Napisz do nas

financovani@carvago.com