Looking back at history, we find that both the Fiat 500 and the Volkswagen up! proudly received the maximum five-star Euro NCAP rating in their time (Fiat in 2007, VW in 2011). However, this fact must be viewed in the proper context, taking into account the year of testing. Euro NCAP testing protocols are constantly evolving and becoming dramatically stricter. Today's methodology requires advanced frontal crash simulations, cyclist detection, and evaluations of intersection assist systems. For this reason, percentage results from different years cannot be directly compared. Furthermore, Euro NCAP certificates expire six years after the test, meaning that for these older platforms, the original rating no longer corresponds to current market demands.
The classic Fiat 500, as we know it from the four-year-old used car market (often with a mild-hybrid powertrain), relies on an older design. In 2017, the refreshed model underwent a new evaluation according to the rules of the time and earned a total of 3 stars. Adult protection reached 66%, but child protection (49%) and the safety assist systems score (a mere 27%) showed the limits of the aging bodywork. At the time, the car lost valuable points mainly due to the absence of modern active features such as Autonomous Emergency Braking (AEB) or Lane Keep Assist. (The all-new electric generation Fiat 500e, tested in 2021, fares significantly better, earning a very solid 4 stars under the stricter modern methodology.)
The Volkswagen up! underwent a similar re-evaluation in 2019 as part of testing for the facelifted version. The car lost its original five-star rating and dropped to 3 stars, mainly because the AEB system was no longer offered as standard equipment. Nevertheless, in tests, it demonstrated a much more robust level of passive safety than its Italian competitor. Adult protection reached an excellent 81% and child protection even 83%. Assistance systems scored 55%, partly thanks to the availability of a lane-keeping system. Even after years, the Volkswagen up! construction offers a highly stable space for the occupants.
In conclusion, for a used car buyer who prioritizes safety, the Volkswagen up! represents a more secure and comprehensive choice in terms of occupant protection, thanks to its sturdier body structure. However, if you desire the Fiat design and require modern safety standards, it makes the most sense to look for the newer electric version, the Fiat 500e.