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This is a commercial communication of the company Carvago s.r.o. It is not a draft agreement or contract within the meaning of § 1731 of Act No. 89/2012 Coll. of the Commercial Code. The lender is Santander Consumer Bank, Santander-Platz 1, 410 61 Mönchengladbach. ¹Representative example of low rate financing: Net loan amount €20,000; down payment €10,000; contract term 60 months; annual percentage rate of charge 8.99%, fixed borrowing rate 8.64% p.a.; 60 monthly instalments of €87 each; final instalment €9000; total amount €14,110.00. The above information also represents the representative calculation example pursuant to § 6a para. 4 PAngV. Please note that we will make a creditworthiness enquiry. All prices include VAT. ²Net loan amount 20,000 €; contract term 60 months; annual percentage rate of charge 8.99%, fixed borrowing rate 8.64% p.a.; 60 monthly instalments of 206.00 € each; total amount 12,352 €. The above information also represents the representative calculation example pursuant to § 6a para. 4 PAngV. Please note that we will make a creditworthiness enquiry. All prices include VAT.